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peer-to-peer (EN)
adjective

adjective “peer-to-peer”

base form peer-to-peer, non-gradable
  1. (computing) allowing computers to connect directly with each other and share resources without a central server
    Many file-sharing applications use peer-to-peer networks to let users share files directly.
  2. allowing people to interact or trade directly with each other without an intermediary
    Peer-to-peer lending platforms enable individuals to lend and borrow money without going through a bank.